Documentation for all of our Residential Loan products can be either Stated Income or Full Documentation

Conforming - Owner Occupied, Non Owner Occupied, 2nd Home - One to four units

• 1 Unit to  $359,650
• 2 Units to $460,400
• 3 Units to $556,500
• 4 Units to $691,600

Jumbo - Owner Occupied, Non Owner Occupied, 2nd Home, Unlimited Cash Out to $6,000,000

Home Equity Lines - Owner Occupied to $1,000,000, Non Owner Occupied, 2nd Home to $200,000

Private Money Loans - Fast Funding, No Income Verification, No Asset Verifcation, Interest Only, Same Day Approval - $100,000 to $6,000,000

Private Money Lending refers to loans collateralized by real estate, with the decision to make a loan based primarily upon the equity in the property.

Private Money Loans are fast funding and can be used as Opportunity Loans for the following reasons:

• Immediate acquisition of discounted properties or land purchase
• Restructure debt, divorce, or estate settlement
• Transitional financing (swing/bridge)
• Construction / Construction completion lines of credit
• Business opportunities
• Second home
• 1031 Exchange

Examples of Private Money Loans recently funded by Western Gateway Capital:

• $500,000 2nd TD Construction Completion - Top of the World
• $500,000 1st TD Commercial Lot Loan - PCH, North Laguna
• $1.1 Million 1st TD & $300,000 2nd TD to buy out partner - North Laguna
• $500,000 Bridge / Swing Loan - Skyline, Laguna Beach
• $350,000 3rd TD Construction Completion Loan - Dana Point
• $275,000 3rd TD Commercial Loan - Laguna Canyon